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Consumer Bureau Seeks to Make Mortgage Fees Clearer
Aug 18th 2012, 02:20

A federal consumer protection agency on Friday proposed new rules for fees often attached to mortgages, as well as new restrictions on mortgage loan originators, to help consumers compare loan options. Mortgages can carry different combinations of fees and points, which are payments borrowers can make to reduce the interest rate on a loan. This can make it difficult to compare competing loans and pick the best deal, the Consumer Financial Protection Bureau said. Under the proposed rules, creditors could continue offering such loans as long as they also provide consumers a loan option with no fees or points attached. “We want to provide consumers with clearer options and enable them to...

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