(The author is a Reuters contributor. The opinions expressed are her own.) By Kathleen Kingsbury NEW YORK (Reuters) - Rising U.S. college costs hit a ceiling this fall and student borrowing dropped for the first time in 20 years, according to data released on Wednesday by the College Board. Tuition and fees for in-state students at public four-year institutions rose 4.8 percent, averaging $8,655 for the 2012-2013 school year, the College Board said. That is the smallest annual increase in 12 years. When adjusted for inflation, student borrowing dropped by four percent during the 2011-2012 academic year, the most recent data available. Costs at private, non-profit, four-year institutions...
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